Getting a home loan from Sanmati Sahakari Bank is quick and easy. We offer attractive interest rates that make your housing loans affordable and easier. Flexible rates: Choose between fixed and floating rate options depending on which way you think interest rates are moving. Quick and transparent processing: Special Benefits available for Premium Banking customers.
Salaried Individuals: Individuals in permanent service in the Government or reputed companies meet our Home Loan eligibility criteria. Applicants should be above 24 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
Professionals: Professionals (ie, doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants ) can apply. Applicants above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria.
Self Employed Individuals: Any individual filing income tax returns can apply. Applicants should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.
Photo Identity, Address proof & income papers of Borrower and both guarantors.
Documents related to flat/house purchase, repair their search report, valuation etc.
|Type of Loan||Rate of Interest (%)||Period (Years)|
|Sanmati Gharkul(Upto Rs.25Lakhs)||13.50||5 to 15|
|Sanmati Gharkul(Above Rs.25 Lakhs)||13.00||5 to 15|
|Sanmati Ghar Sajawat||14.00||3 to 5|