Current Account.
- A current account is a type of bank account that allows for frequent deposits and withdrawals. It's often used for everyday transactions, such as salary deposits, bill payments, and day-to-day expenses. Current accounts typically don't offer high interest rates, but they provide easy access to funds and usually come with features like checkbooks, debit cards, and online banking.
- Sanmati Bank Current Account, we ensure that our customers can conduct their business transactions smoothly by depositing or withdrawal any amount. A current account can be opened by an individual / HUF, a proprietary concern, a partnership firm, a company, a trust, a local body by signing account opening form(s) and with proper introduction and accompanied by prescribed documents.
For Individuals
passport-sized colour photographs
Identity Proof: PAN Card, Driving Licence, Aadhaar Card, Voter ID card, etc.
Address Proof: Valid Passport, Aadhaar Card, Property Tax Bill, Utility Bill, etc.
Employment proof (letter of joining, income certificate, etc)
Seal of the company
Trust, Society, Unincorporated Association and Club
Power of Attorney (POA), Trust Deed, Beneficial owners list, Certificate of registration, Identity proof and address proof of the executors, trustees, administrators, and others
Non-Individuals
HUF (Hindu Undivided Family), Identification and address proof of Karta, Declaration from the Karta, The identity of adult co-parceners, A signed letter for account opening by the adult co-parceners of the Joint Hindu Family
Public/Private Limited Company
Identity proof and address proof, POA (Power of Attorney), Memorandum and Articles of Association, Certificate of Incorporation, Beneficial owners list holding 25% capital or share
Partnership Firms
Identity proof and address proof, Partnership deed, Registration certificate, Power of Attorney (POA), Beneficial owners list holding more than 15% in the organization.
Sole Proprietorship Firm
Address proof and identity proof of the proprietor., Registration document/certificate provided by the Authority of Service Tax/Sales Tax/Professional Tax., CST/ VAT certificate, Sales and ITRs in the name of sole proprietors, Registrar of LLP issued Registration Certificate, License/Certificate issued by the Municipal Authorities under the Shop and Establishment Act
- Any Branch Banking
- RTGS / NEFT
- ATM Debit Card
- Personalized Cheque Book
- SMS Banking