Agricultural loans are any loans that are availed by a farmer to fund seasonal agricultural operations or related activities like animal farming, purchase of land or agricultural tools. While seasonal agricultural operations routine activities like include preparing and ploughing land for sowing, weeding, and transplantation where necessary, buying inputs such as fertilizers, seeds, insecticides etc. and engaging labor for cultivating and harvesting the crops. In addition purchasing of land, or purchasing of agricultural tools, storage of produce and transport also are included under purview of agricultural loans.

• Eligibility: Salaried / Businessmen /Individual Farmer.

• Purpose: Purchase of new house

• Loan Amount: Maximum Rs.70.00 lakh per beneficiary.

• Rate of Interest: 13.50 % EMI Mode

• Guarantor: Two Guarantor

• Security: Registered Mortgage of property which is financed by the Bank.

•  Processing Fees: As per bank policy.

• Repayment: Maximum 120 months.

• Share Holding: 2.50% of Loan Amount.

• Other: All other terms & conditions as per Bank Policy.